Comprehensive Wealth Management, Tailored to You
From investment strategy to full-spectrum financial planning, we provide the clarity, structure and guidance you need to move forward with confidence.
Investment Management
Disciplined Strategy. Personalized Portfolio Design.
At Somerville Investments, portfolio management is about more than just picking investments. It’s about understanding your goals, risk tolerance, timeline, and values — and building a long-term plan to support your financial success.
Our investment management philosophy is rooted in evidence-based principles. We focus on what we can control: asset allocation, diversification, cost-efficiency, and tax sensitivity. We follow a disciplined, research-backed process designed to grow and protect your wealth over time.
What we offer
Customized Asset Allocation: Your portfolio is tailored to your goals, not a cookie-cutter model.
Diversified Investment Selection: We use a broad range of securities, including mutual funds, ETFs, and other tools to balance growth and risk.
Ongoing Monitoring: We regularly review and rebalance your portfolio to keep it aligned with your financial plan.
Tax Efficiency: Strategies that aim to reduce tax drag and optimize after-tax returns.
Retirement Income Planning: We’ll help you create a sustainable income stream in retirement that works with your broader plan.
Financial Planning
Your Life. Your Plan.
Your financial plan should reflect your priorities, values, and vision for the future. Whether you’re preparing for retirement, managing complex assets, or planning for future generations, we provide guidance that goes beyond numbers – and meets you where you are.
We take a comprehensive approach to planning, coordinating all aspects of your financial life – including taxes, estate planning, insurance, education funding, charitable giving, and more.
Our Planning Framework: Emoney Advisor
We use the Emoney planning tools to help you define your goals, understand your options, and track your progress over time. This proprietary approach allows us to adjust your plan as life changes – keeping you focused and confident every step of the way.
The eMoney Process
Discovery
Understanding your full financial picture, values, and priorities.
Goal Definition
Identifying and prioritizing your short- and long-term goals.
Strategy Design
Developing a personalized plan that integrates investment and planning strategies.
Implementation
Executing the plan with transparency, discipline, and oversight.
Monitoring & Adjustments
Reviewing your plan regularly and adjusting as needed.
We’ll also coordinate with your tax advisor, attorney, and other professionals to ensure all parts of your financial life work together seamlessly.
We believe meaningful financial progress starts with a conversation.
Let’s talk about your goals and how we can help you reach them.